Debt Advice

EKOS completed a review of existing research and evidence on debt advice provision to identify key issues, including the conditions which turn debt into problem debt and to identify emerging issues which are likely to impact demand for debt advice in Scotland. The research findings have been used to support and inform the work of […]

Research into People on Low Income and their Experience of Bankruptcy

Accountant in Bankruptcy (AiB) on behalf of Scottish Ministers, commissioned EKOS to undertake a qualitative and quantitative research study to engage with people on a low income who do not own property and have very little in savings or other assets to understand their experience with bankruptcy support. See the report here